Fighting Creditor Abuse

While it is entirely legal for a creditor to attempt to collect debts owed to them, it is against the law for your creditor to resort to harassment and threats in order to make you pay them back the money you owe them. No matter how much money you owe or how you got in the financial predicament you now find yourself in, a creditor or collection agency should not be allowed to abuse you in any way, shape, or form. An attorney from Price Law Group can help you take the legal steps necessary to fight illegal creditor abuse. A San Fernando bankruptcy lawyer will greatly increase your chances of stopping this abuse once and for all.

Fair Debt Collection Practices Act (FDCPA)

It is important to know that powerful laws do exist to protect individuals from overly aggressive harassment. The Fair Debt Collection Practices Act (FDCPA) was enacted to restrain these creditors and collection agencies. Under the guidelines of the FDCPA, certain common forms of creditor abuse have been deemed illegal. Some of these common forms of abuse include:

• Threatening harm or violence
• Collectors calling without identifying themselves
• Using obscene language, insults or racial slurs in calls or on a voicemail
• Pretending to be an attorney or court employee
• Using more than one collection company to collect a debt
• Calling before 8 AM and after 9 PM
• Contacting a person frequently and repeatedly
• Disregarding the fact that the so called debtor does not actually owe the money
• Contacting family members or friends of the debtor to collect the debt
• Calling the debtor at work, after requests have been made not to do so
• Threatening arrest if the debt is not paid

Obtaining the Protection You Need

You should not have to suffer the indignity of creditor abuse. A knowledgeable attorney from Price Law Group can help end any creditor abuse you may be experiencing. They have a solid understanding of both California creditor harassment law and the National Fair Deb t Collections Practices Act. They will use this knowledge to help you silence the abuse.