Difficulties Due to Wage Garnishment

If you are struggling financially because a large portion of your wages are being taken out of your paycheck, you may be wondering what on earth you can do to put an end to it. You may not realize that you have options. When you have a judgment passed against you in court specifying that you owe someone money and need to pay it, a wage garnishment can be established against you if you have not paid the money. A lawyer can discuss your options with you, and let you know how you can put an end to the wage garnishment that is making it difficult for you to make ends meet.

Bankruptcy Stops Wage Garnishment

When you file for bankruptcy, all wage garnishments against you are automatically stopped. During the bankruptcy process, your debts are either paid off or forgiven, and as a result, any wage garnishments will be ceased and those debts will be dealt with in the bankruptcy proceedings. You will be able to take home your full paycheck again. When you file for Chapter 7 bankruptcy, all or most of your debt is forgiven and discharged. When you file for Chapter 13 bankruptcy, you will have a repayment plan instituted where pay back a portion of your debts in one monthly payment. Either way, your wage garnishments will stop. There are benefits to both types of bankruptcy filings, and an attorney from the firm can discuss the differences with you and help you determine which type of bankruptcy filing you are suited for.

Assisting Thousands with Their Overwhelming Debts

At Price Law Group, the bankruptcy attorney understand s how frustrating it can be to try to make ends meet with a wage garnishment taking up to 25% of your pay each week. The legal team is dedicated to helping clients out of their financial straits so that they can go back to living a normal life, free from the burden of debt, creditors, and wage garnishments. With over 20 years of experience, the firm can help you through the bankruptcy process every step of the way, and help you with credit repair afterward.